Dua At times of worry and sorry

At times of worry and sorry والجُـبْنِ، وضَلْـعِ الـدَّيْنِ وغَلَبَـةِ الرِّجال O Allah, I seek refuge in you from grief and sadness, from weakness and from laziness, from miserliness and from cowardice, from being overcome by debt and overpowered by men (i .e . others). Al-Bukhari: 2893, 5425, 6363, 6369